In the case of an M2 or my SSD dying, and lets say i lost everything, It aint a big deal to me other than the cost of a new one/the pain of rma, I dont have any real personal files on my pc at all, I also dont have many programs or anything that would need any major setting up. In terms of virus's etc, Again no real personal files and im really not important or worth hacking so if someone went to the effort for my stuff, they can have it xD. Biggest pain would be re-installing games but nothing that'd hurt me.
I do get why people would do it, Partly was interested in how little bait i'd need on my rod for a few bites too xD
Calm it everyone i know xD!