That depends what you want to do with your computer and how trained you are to ride at the front of the wave.
Most users will not want to experiment with their one and only system and keep it working so they can do the work they have that equipment for.
Like writing text, making spreadsheets, gaming, editing photos, such things.
Not everybody has the desire to change his computer into a testing object.
I myself do some testing in a Virtual Box environment, but it's my only computer I do that on. I don't use any insider versions, never did. I would not dare to ruin that good functioning system, so I keep onto 23H2 until it is somewhat later in the year. And I would not be allowed to use my wife's system for experimenting purposes.
It may be more fun for you, but you can't expect every user to do the same.